We have developed a simple ten step process to help you navigate this minefield!
Click on the headings to learn more about each and every step.
You don't need 20% down payment. We work with lenders who offer conventional loans with as little as 3% down, or even 0% down with VA or USDA.
Once a year you can get your full credit report directly from all three credit reporting agencies for free.
Once you know what type of home you want and can afford, find a local Realtor®, who will guide you through the rest of the process.
Your Realtor® will help you find Lenders to get the bet possible financing and get you pre-approved for a loan.
Let your Realtor® know what you want, and what you need in your new home. Your Realtor® will show you houses that meet your criteria.
Your Realtor® will help your offer stand out by finding the right price to offer and putting contingencies to mitigate risks.
When the offer is accepted, your Realtor® will help you find qualified Attorney, who in turn will review (and if everything checks out) approve the contract.
When the contract is approved, your Realtor® will help you arrange a home inspection, to ensure there are no issues with your new home.
Your Realtor® will work with your Lender to arrange an appraisal and ensure that the bank provides funding for the offered price.
Your Realtor® will coordinate with all parties to ensure the transaction closes promptly. On closing day you sign all the paperwork and get the keys to your new home.
Buying a house can be stressful and the process seems complex and intimidating. Fortunately, we're here to help!
When buying a home, start by making a wish list and setting a budget. We can help you choose a lender to get you pre-approved for a loan, and then you're ready to start house hunting. Search for your dream home from any device on our website. You can even compare walk scores, school ratings, and neighborhood demographics for different listings.
We will setup listing alerts for you, and notify you when properties meeting your search criteria hit the market.